Unless you have a parent or someone who can look after your kids, having 2 incomes is almost impossible. If anyone were to stay home it would be my husband, but we're still opting for daycare. Still a tough pill to swallow though, I feel you. Join now to personalize. February something Parents Seriously.
How do people afford childcare? After LO is born we will have 2 babies in daycare. DH is in law school and is doing a paid internship but as a clerk it doesn't pay much.
And my job is a medical receptionist so of course that doesn't pay much either. After we pay daycare and health insurance there will only be a couple hundred dollars of my income left which would cover my gas to and from work and lunches and stuff like that.
So basically I'd be working for nothing. But I've always been a career woman and I don't want to be a stay at home mom, not judging anyone that is, but I know it takes a superwoman to be one and that I am not lol. I dont see how people afford childcare. I know I make more money than some other people that do my job and so does my DH.
So if we can't do it, how do others? Original poster's comments 1. It's so hard!!! If you work remotely or have flexible hours, see if you can stagger your schedule with your partner's and eliminate the need for child care. Ask for flextime. If you think it's right for you, discuss flextime with your boss, which would allow you to have a flexible starting and quitting time.
Adjusting your work hours could help you save on the number of hours you would need for child care. Ask to work from home. Create a budget. Also, knowing there is a fixed timeline for child care costs can help alleviate the pain of reducing your expenses.
Cut the frills. Some day care centers have perks that, while terrific, can be expensive. Look into local clubs. A membership fee and any additional program fees are kept low to ensure all members are able to afford the program. Grab a coffee from the cafe and take advantage of the free Wi-Fi to get some work done. Join a family-friendly work co-op. Although it typically works better for older kids, some work co-ops offer playgrounds, supervised play and classes so you can work nearby while your child is happily entertained.
Join a day care co-op. Similar to regular day care, a day care co-op can help offset expenses resulting in a lower cost for you by using parents to volunteer their time for various activities like art class or read-a-longs. Ask for a discount. Many day care centers offer a discount for siblings. You can also ask if there's a discount for paying for a half year or full year's tuition upfront. If your family qualifies, see if the center offers military discounts.
It doesn't hurt to ask — and it could save you quite a bit of money over time. Comparison shop. You might discover the center five minutes from home charges a whole lot more than the one that's eight minutes away — with all the same benefits.
Or perhaps the weekly rate is the same, but they have very different levels of staff interaction. Read the fine print. You can rack up a lot of additional expenses if you sign a contract of any kind without reading it completely. Before you commit to a provider, make sure you know about any additional fees: Are there charges for early drop-offs or late pick-ups?
Are all activities included, and are there extra charges for supplies? If you can't take those same days as vacation days, you'll have to find an alternative child care solution — and likely shell out more money. What to Expect follows strict reporting guidelines and uses only credible sources, such as peer-reviewed studies, academic research institutions and highly respected health organizations.
Learn how we keep our content accurate and up-to-date by reading our medical review and editorial policy. The educational health content on What To Expect is reviewed by our medical review board and team of experts to be up-to-date and in line with the latest evidence-based medical information and accepted health guidelines, including the medically reviewed What to Expect books by Heidi Murkoff.
This educational content is not medical or diagnostic advice. Use of this site is subject to our terms of use and privacy policy. If you decide to stay at home to watch your own child, why not start a side business and provide great in-home care for other families in need too. Not too shabby! This is just a season, and it will pass. Before you know it, your kids will be in school cue all the tears!
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